A Comparative Study Of The Trends In Select Financial Parameters In District Central Cooperative Banks Of India And Tamilnadu

In India, District Central Co-operative Banks (DCCBs) play a vital role in providing credit for agriculture to the other societies and to the rural people. They are controlled by RBI and NABARD under Sec 35 A of the Banking Regulation Act (As Applicable to Cooperative Societies). According to Vydyanathan’s report, the cumulative losses of 12 of the 23 district central cooperative banks in Tamilnadu were more than Rs. 500 crores in March 2006. This study compares the profits and performances of DCCBs in India with that in DCCBs in Tamilnadu for a period of ten years from 2005-06 to 2014-15. JEL Codes: M21 and M41.