Cause of the money and the time are the most important elements in the human life specially in the era of technology we must direct all our efforts to save those elements which its substantially influenced by the banking services which is evolved to be mobile banking service .and the concept (M-Payment) was been trendy ,widespread and known. The mobile banking services are batteningly being adopted by companies and banks as a new way of dealing with customers now a days. during the last few years the use of mobile banking service system as a new banking service has resulted in an increase in the bulk of literature dedicated to the topic for this reason this paper will present the finding of review of precedent works aimed at identifying the key research, themes and methodologies presented.