Secure Element – An Overview

Secure Element (SE) is being used in coordination with Near Field Communication (NFC) for reasons primarily concerned with security. NFC payment services like Apple Pay, Samsung Pay and Android Pay heavily rely on their SE for secure transactions. Since NFC technology transfers sensitive data during payment, the importance of SE is therefore highlighted. SE is a tamper resistant chip that facilitates the secure storage and transaction of payment and other sensitive credentials. This paper focuses on SE with respect to security aspects. SE architecture and forms of SE are also discussed in detail. Paper also explains the working of each form of SE.