Comprehensive analysis of plastic currency used in India is done focusing on essential security features such as Micro printing, Ultra Violet (UV), Infrared (IR), and Fluorescence etc. The present evaluation involves credit and debit cards from major Indian banks like State Bank of India, Bank of Maharashtra, Punjab National Bank, and Federal Bank etc., utilizing advanced technology (VSC®-8000/HS) via diverse lighting and magnification settings. The examination revealed that these cards adhere to standard security protocols like Ultra-Violet, Hologram, Optical Variable Device (OVD), Card Verification Value (CVV), Transmitted Light (TL), Spot Light (SL), Spot Fluorescence light (SFL), among many. These features meet current standards, effectively safeguarding against counterfeiting and fraud. While the existing security measures are robust, potential enhancements such as incorporating IR features, fluorescence-based elements, security threads, 3D-silver foil patches, and advanced printing techniques could further augment the security of plastic currency in India.
